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Is Travel Insurance really necessary?

Many people frown upon getting Travel Insurance and view it as an unnecessary additional expense. They would much rather prefer using that money for holiday treats and entertainment.

But, although most of us plan holidays that do not involve obvious risks, you are all aware of Murphy’s Law: If anything can go wrong, it will. So, getting Travel Insurance may just be the wisest choice, especially if you plan a trip abroad.

What does Travel Insurance cover?

Travel Insurance coverage generally varies from one carrier to another, your basic Travel Insurance policy will cover:

Trip cancellation or travel interruption due to weather, sickness, airline bankruptcy or airline strikes and terrorist activity will be covered.

If you think about it, all these issues can actually cost you a great deal more if you do not have Travel Insurance. It involves medical costs that you have to pay on demand, expenses regarding alternative accommodation and even possible emergency evacuation from the area.

Medical expenses incurred while in a foreign country. If you get sick whilst traveling in a foreign country, you may find that your medical plan does not cover foreign care or that the coverage is severely limited.

Baggage and belongings that are lost, stolen or damaged. Your Travel Insurance includes cover against this mishap and will provide you with the necessary means to aquire what you need until your baggage is recovered and delivered to you.

Accidental death and dismemberment. If you are seriously or fatally injured while on vacation, you are covered.

Travel Insurance may seem like a drag, especially if you are looking forward to your much needed vacation, but, rather be safe than sorry.

You’ll have complete peace of mind when you do decide to get adequate Travel Insurance.

Bon Voyage!