Portable Possessions

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Get Portable Possessions Insurance for your laptop

What is Portable Possessions Insurance?

Portable Possessions are the items you take with you on a regular basis. These personal, portable articles include your cellphone, laptop, handbag, briefcase, camera and glasses. Portable Possessions Insurance also covers clothing and jewellery.

Although these items fall under your Home Contents Insurance, you can stipulate the items you want to cover when you take them with you. Home Contents Insurance provides cover for these articles inside your house and provides cover against damage, theft and loss.

Keep in mind that if you do not list the items you take with you, they will only be covered in your house, but not anywhere else.

How much Portable Possessions Insurance is necessary?

Most Insurance Providers offer standard insurance amounts for the above–mentioned articles, but you can specify more valuable items. For instance, if you have a camera that is worth more than the standard insurance amount, Most Insurance Providers offer standard insurance amounts for the above–mentioned articles, but you can specify more valuable items. For instance, if you have a camera that is worth more than the standard insurance amount, you can specify the replacement value of the camera.

Expensive designer clothing, handbags, shoes and glasses should also be specified.

To ensure that you are sufficiently covered, insure your portable possessions for their current replacement value and remember that you have to update your Portable Possessions Insurance policy annually.

How to SAVE on Portable Possessions Insurance

Shop around for the best insurance products available and make a list of the articles you want insured under your Portable Possessions Insurance.

Also find out how much discount the different Insurance Providers are prepared to offer you if you consolidate all your insurance policies at one company.

Next, have a look at the benefits that are included in your policy and decide if having those benefits will make life easier for you or if you will hardly ever make use of it.